Happy New Year!  As we begin the New Year what would it mean to your bottom line if you could get an additional 5%-10% of your credit applicants approved in 2016 compared to last year?  More approved credit applications leads to higher sales volumes and greater profitability.  You can be sure to maximize the percentage of approved credit applications by following some of these tips below. Make sure the customers’ income on the credit application is accurate – One of the key credit worthiness metrics that most lenders review are debt to income ratios. The higher this ratio the greater […]