About Us

ThinkstockPhotos-469798117 (roofer)


Founded in 2006 Pinnacle Finance focuses exclusively on financing for the home improvement product market. Our management team has over 40 years of experience so we understand the challenges dealers face every day.





Scott HeritageScott Heritage – President

Scott founded Pinnacle Finance in 2006 and oversees all aspects of the business.  He has over 20 years of experience in the financial industry including investment banking and investment management.  Scott earned a Bachelor’s degree from The Ohio State University in Management Information Systems and Finance and a Master of Business Administration (MBA) from Case Western Reserve University.


Ann Nestler – Director of Administration / Credit 
Ann has 31 years of experience in the banking industry. Some her past positions include Business Banking Officer working with many small and medium size businesses, Vice President/Private Banking, as well as her last position being that of Vice President/Commercial Lending.

Mary Ellen McKeever – Director of Operations / Credit
Mary Ellen has more than 30 years of business and account management experience.  She formerly held director-level  positions in telecommunications and pharmacy automation overseeing operational support to customers across all business segments.  She earned a BS in Business Administration & Marketing from Northeastern University and  her MBA from Simmons College.



To provide Dealers in the home improvement product industry with the best financing option to help them grow their business. If our Dealers succeed then we will too! For our end financing customers we promise to help you create the home of your dreams by providing a honest and hassle-free financing plan. For our associates we will strive to create a work environment that is based first on personal integrity. Nothing is more important than dealing honestly and fairly with our Dealer and end financing customers.

Check out our Pinnacle Finance Blog